Group Coverage

14 Health Care Plans to choose from plus member benefits for your employees.

Plans underwritten by Regence BlueShield and Asuris Northwest Health.

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WFB Health Care Plans below

Catastrophic Share the Cost HSA
Protection against the BIG medical expense. You pay a LARGE deductible. Medium to high deductibles for major medical events. Health Savings Accounts are pre-tax sagings accounts that are portable and flexible.
Comprehensive Share the Risk Legacy
These are plants that provide low out of pocket expenses beofre they assist in medical expenses. Split the cost 50/50. Traditional style coverage after $1000 deductible.

Plan Details:

WFB Healthcare Plans
Benefit Summary Catastrohphic Share the Cost HSA
Lifetime Benefit Maximum
 $2,000,000 $2,000,000 $2,000,000
Annual Deductible Options With levels from:
$5,000; $7,500;
$10,000		 With levels from:
$750; $1,000;
$1,500; $2,500;
$3,000		 With levels from:
$1,500; $2,500
Coinsurance
  • Out of Pocket Maximum
  • Family Maximum
  • Preferred | Participating
$2,500
$7,500
80% | 50%
$2,500
$7,500
80% | 50%
$4,000 - $5,000
$8,000 - $10,000
Includes Deductible
80% | 60%
Physician Office Call $35 Copay $25 Copay 80% After
Deductible
Emergency Room Copay $200 $200 None
Outpatient Diagnostic Lab/X-Ray
  • Deductible Waived?
  • Coinsurance
No
80% | 50%
No
80% | 50%
No
80% | 60%
Spinal Manipulations
  • Deductible Waived?
  • Manipulations (visits/year)
No
10
No
10
No
10
Occupational Injury Benefit Subscriber Only
Unlimited		 Subscriber Only
Unlimited		 Subscriber Only
Unlimited
Preventitive Care
  • Not Subject to Deductible

$35 Copay
Unlimited

$25 Copay
Unlimited

80%
Unlimited
Prescription Drugs
  • 34 Days/Retail
  • 90 Days/Mail Order
$10/$40/$70
$30/$120/$210
$10/$40/$70
$30/$120/$210		 80%
After Deductible
80%
After Deductible

 

WFB Healthcare Plans
Benefit Summary Comprehensive Share the Risk Legacy 1000
Lifetime $2,000,000 $2,000,000 $2,000,000
Annual Deductible Options With levels from:
$250; $500
 n/a With levels from:
$1,000
Coinsurance
  • Out of Pocked Maximum
  • Family Maximum
  • Preferred | Participating
$2,500
$7,500
80% | 50%
$3,500
$10,500
50% | 50%
$2,500
$7,500
80% | 50%
Physician Office Call $25 Copay 50% 80% 
Emergency Room Copay $200 $200 $200
Outpatient Diagnostic Lab/X-Ray
  • Deductible Waived?
  • Coinsurance
No
80% | 50%
No
50% | 50%
No
50% | 50%
Spinal Manipulations
  • Deductible Waived?
  • Manipulations (visits/year)
No
10
No
10
No
10
Occupational Injury Benefit Subscriber Only
Unlimited		 Subscriber Only
Unlimited		 Subscriber Only
Unlimited
Preventitive Care
  • Not Subject to Deductible

$25 Copay
Unlimited

50%
Unlimited

80%
Unlimited
Prescription Drugs
  • 34 Days/Retail
  • 90 Days/Mail Order
$10/$40$70
$30/$120/$210
$10/$40$70
$30/$120/$210		 80%
After Deductible
80%
After Deductible

 

Dual Choice

For groups with 10 or more employees you have the option of dual choice.

  • A minimum of two subscribers must be enrolled in each plan
  • A rate load will be applied for groups of 10-24 enrolled subscribers (no load for 25+)
  • The employer must contribute at least 75% of the Employee Only premium for lower cost plan


For more information on plan pairings available visit the Dual Choice Matrix.